How to Cancel Your Private Mortgage Insurance

How to Cancel Your Private Mortgage Insurance (PMI): A Step-by-Step Guide If you’re a homeowner with a mortgage, you may be paying for private mortgage insurance (PMI), especially if you put less than 20% down when you bought your home. The good news? You might be able to cancel your PMI, saving you hundreds or…

As of April 2025, tariffs on imported goods—particularly from major trading partners like Canada, Mexico, and China—are officially in play. With President Donald Trump’s administration pushing forward on policies like 25% tariffs on steel and aluminum and a 10% levy on Chinese imports, the U.S. economy is bracing for change. One sector likely to feel…

If you’ve been keeping an eye on home prices lately, you might be wondering if we’re finally seeing a shift. According to a recent article from HousingWire titled “Home Prices Dropping in Some States: Altos Research Data Signals a Shift in 2025,” there’s some intriguing movement happening in the U.S. real estate scene. The Big…

On March 10, 2025, Rocket Companies, the parent of Rocket Mortgage, announced its intent to acquire Redfin, a leading digital real estate brokerage, in an all-stock deal valued at $1.75 billion. This move unites the nation’s largest mortgage lender with one of the most visited real estate platforms, promising to blend home search, brokerage, and…

Federal job cuts might change mortgage interest rates this year, depending on what upcoming jobs reports show. This post explains how government layoffs could impact the economy and what it means for people looking to buy a home or refinance. Jobs and the Economy Jobs keep the economy moving. The U.S. government employs millions of…

Couple reviewing paperwork with professional

If you’ve been following the news about home loans, you might have heard some worrying talk about the Federal Housing Administration (FHA). Let’s break it down in a simple way to understand what’s going on with FHA loans and why some folks think we might be heading toward another housing crisis like the one in…

The housing market in the United States has been a hot topic. With homes being too expensive for many people to buy or rent, President Trump has been talking about ways to fix this problem. Here’s a simple breakdown of what he might do: Reducing Regulations Trump wants to cut down on the rules that…

The USDA Single Family Housing program has introduced changes regarding the eligibility of existing manufactured homes for financing, starting from March 4th. Here’s what you need to know: Eligibility for Existing Manufactured Homes: Pilot Program: The USDA had a pilot program for financing existing manufactured homes in certain states, which has now been expanded to…

You might have heard about this on social media or the news, but on January 7th, the Consumer Financial Protection Bureau (CFPB) made a big move. They finalized a rule to get medical bills off of credit reports. Here’s the scoop in simple terms: What We Know: Medical Debt Ban: About $49 billion in medical debt…

Whether you’re just starting to dream about your first home or you’re ready to dive into the housing market, understanding the trends can make all the difference. Here’s a rundown on what’s shaping the housing scene in 2025, aimed at helping you make smart choices. 1. Mortgage Rates Are Still a Big Deal First off,…