NORTH CAROLINA HOUSING:

The North Carolina Housing Finance Agency makes homeownership more accessible for eligible buyers across the state, whether you’re purchasing your first home or upgrading to a new one. With competitive financing options and forgivable down payment assistance, they provide valuable support to make your dream of owning a home a reality.

  • Available to first-time homebuyers, Veterans, and those buying in a targeted census tract.
  • Min Credit Score: 640
  • Down Payment Assistance options available for eligible borrowers
  • You occupy the home as your principal residence within 60 days of closing
  • You are a permanent legal resident of the United States
  • Income limits based on household income and vary by county and family size
  • Visit www.nchfa.com/home-buyers for eligibility and guidelines.