How will your credit score impact you buying a home?

Most people think you have to have top notch credit in order to obtain a mortgage, and this just isn’t the case. Every loan program has a different credit score requirement. For example, a Conventional loan requires at least a 620, but FHA only requires a 580! When pulling credit, we pull all three bureaus…Equifax,…

2017 was a great year, and there are some major changes on the horizon that will make 2018 even better. Just a few of the highlights include Conventional as well as FHA loan limits increasing, which will provide more buying power to consumers. In addition, home appreciation is also anticipated to rise at a steady rate of…

Licensing

Advantage Lending
NMLS License #56871

Rob Youncofski
NMLS# 1114541

Branch NMLS
NMLS# 2061381

States
VA, NC, and SC

NMLS Consumer Access
Disclosure & Licensing

Contact Us

Rob Yo The Mortgage Pro
12450 Cleveland Road
Garner, NC 27529
(919) 322-8201

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This is not an offer for a loan or any type of extension. Eligibility for a loan or extension of credit from Homespire Mortgage Corporation is subject to completion of a loan application, credit, income, and employment qualification, and meeting established underwriting criteria. Rates are subject to change without notice based on market conditions. See Loan Consultant for information on program income limits, buyer contribution, area median income, debt requirements, and other application details.

Advantage Lending is not associated with the government, and our service is not endorsed by the government, including HUD or FHA. Hallmark Home Mortgage is not acting on behalf of or at the direction of HUD, FHA, or the federal government.

How will your credit score impact you buying a home?

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