For those that may not know, the term “ibuyer” is used to describe companies such as OpenDoor, Knock, and Offerpad to name a few. In certain scenarios, these can be great resources for a buyer who has an absolute deadline to get out of the home whether it be job relocation, bankruptcy, or whatever the…

Most of us want something cheap, fast, and easy. Unfortunately, getting all 3 is kind of a Unicorn. However, pick whatever 2 out of the 3 you’d like. Cheap and easy? Well, it may not be fast. Fast and Cheap? Well, may not be easy….you get the point. Out of fast, easy, and cheap…what are…

So on March 18th FHA made some big changes, specifically related to transactions with credit scores below 620. With these changes, borrowers with scores below 620, are far more likely to have their files Underwritten with more scrutiny not allowing the same leniency as before this change was implemented. The main result of this change…is…

Closing costs are the portion of your investment in addition to the down payment. Some of these items may include an appraisal, attorney charges, property taxes, and homeowner’s insurance to name a few. You may even hear some of my competitors advertising ZERO closing costs, or that they will pay your closing costs for you.…

Your very first step before you even begin to look at homes is a loan application. A loan application can take a matter of minutes! The application helps determine your budget, loan program, as well as other important information crucial to your home buying process. Click the “Apply Now” button at the top of the…

Student Loan debt is hands down the #1 reason first time home buyers are holding off. Fortunately, there have been MAJOR changes by Freddie Mac in regards to this pain point. Check out this month’s video for additional helpful information!

An Escrow account is an interest free account that collects your homeowner’s insurance and property taxes through you monthly payment. When the time comes that these particular bills come due, your Escrow account pays them on your behalf. In some instances you may elect to waive escrows, but can depend on the loan program as…

Most people assume you need to find a Real Estate agent before anything else in the home buying experience. Actually, you need to speak with a trusted local lender. If you haven’t spoken to a lender, how do you know how much home you can afford? How do you know which loan program is best…

Why is the rate of Millennial home ownership so low? A few variables are delayed child bearing, delayed marriage, and student loan debt. Check out my video for additional information on this topic, with information provided by housingwire.com