Interest rates change frequently because they are affected by many different economic factors – like inflation, the Federal Reserve’s rate, economic growth, and housing conditions. The interest rate offered to you is based on all that plus your downpayment amount, credit score, loan amount, debt-to-income ratio (DTI), and your overall financial situation.

We are based in Clayton, NC, and frequently help clients in Raleigh, Charlotte, Wilmington, Greensboro, and throughout the beautiful state of North Carolina. We are committed to helping North Carolina residents buy their dream home. For more information on conventional loans, or to apply for a loan, contact Rob Yo The Mortgage Pro at (919) 322-8201 or fill out the form on this page.