Mortgage points are loan discount points that allow you to pre-pay interest. This means you pay more upfront, but your monthly payments will be lower. There are certain factors that make this a good – or bad – idea for buyers, so be sure to talk to you loan officer about your options.

We are based in Clayton, NC, and frequently help clients in Raleigh, Charlotte, Wilmington, Greensboro, and throughout the beautiful state of North Carolina. We are committed to helping North Carolina residents buy their dream home. For more information on conventional loans, or to apply for a loan, contact Rob Yo The Mortgage Pro at (919) 322-8201 or fill out the form on this page.